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MetaMask, one of the most widely used self-custody crypto wallets in the world, has just taken a massive step toward mainstream adoption with the release of its new metal debit card.

Launched in partnership with CompoSecure (NASDAQ:CMPO) and Baanx, the secure payment card allows users to spend crypto directly from their MetaMask wallet—with no conversions, no delays, and no banking intermediaries.

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Backed by Mastercard’s (NYSE:MA) global payment network, the MetaMask card offers a simple and powerful solution to what’s long been called “the last mile” problem in crypto. Until now, using digital assets for everyday purchases meant converting to fiat or pre-loading funds into centralized crypto debit cards. The MetaMask card changes that entirely.

No Preloads, No Middlemen

Unlike traditional crypto cards, the MetaMask debit card doesn’t require users to pre-fund an account or hold fiat. Instead, the card interacts directly with the user’s self-custody wallet and verifies transactions via a smart contract in under five seconds. This ensures instant authorization and settlement on-chain—without the user ever giving up control of their assets.

This innovation comes at a time when many users are increasingly wary of centralized exchanges and custodial services. By maintaining full self-custody until the moment of transaction, users can spend with peace of mind, knowing they’re not exposing their assets to unnecessary third-party risk.

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Web3 Meets Real-World Utility

Whether you’re grabbing a coffee, booking a flight, or paying rent, the MetaMask card allows you to tap and pay like a traditional debit card—but with crypto. It supports real-time spending with assets stored in your MetaMask wallet, bringing real-world utility to digital assets that have traditionally been used only for investing or trading.

The card also runs on Linea, an Ethereum Layer 2 network that enables fast, low-cost transactions globally. That means users get the benefits of Ethereum’s security with the efficiency needed for everyday payments.